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Fill out a Debt Consolidation Worksheet. You may drop off, email or fax completed forms to accurately determine debts not including what you intend to pay specific merchants.

  • Maximum of $7,500
  • Proceeds will be made payable to creditors and accounts are requested to be closed (no option)
  • One to 48 months term

Application

Conveniently apply online! Please be prepared to provide proof of income (i.e. your last two pay stubs, most recent W-2 or a statement from your financial institution showing two or more regular direct deposits). Proof of income can be emailed to loans@mynifcu.com. NIU employees (only) are welcome to fill out the NIU's income verification form.

Loan processing takes approximately 24-48 hours to respond to a request. We make every effort to determine how we can help your financial well-being. In the instance we are not able to offer the loan requested, we will sometimes counteroffer a product or service we feel would help you.

Apply Today