Signature Line of CreditApply for a Signature Line of Credit Online
An unsecured revolving loan that gives you the flexibility to access the funds at a moment’s notice (e.g. going on vacation, paying for home, or auto repairs). Once you establish this line of credit, there is no need to apply for a loan again. Transfer the funds online (or the app) and use Bill Pay to pay a bill, stop into the office, and get cash or a check.
- $5,000 maximum credit limit
- $25 annual fee assessed February 1 of each year
- $50 monthly payment due
Conveniently apply online! Please be prepared to provide proof of income (i.e. your last two pay stubs, most recent W-2 or a statement from your financial institution showing two or more regular direct deposits). Proof of income can be emailed to firstname.lastname@example.org. NIU employees (only) are welcome to fill out the NIU's income verification form.
Loan processing takes approximately 24-48 hours to respond to a request. We make every effort to determine how we can help your financial well-being. In the instance we are not able to offer the loan requested, we will sometimes counteroffer a product or service we feel would help you.