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An unsecured personal loan that can be used for any number of things, e.g. going on vacation, consolidating high interest debt, paying for home, or auto repairs, at a low interest rate.

  • Loan limits are based on credit qualifications
  • One to 48 months term
  • Generally, no collateral required

Application

Conveniently apply online! Please be prepared to provide proof of income (i.e. your last two pay stubs, most recent W-2 or a statement from your financial institution showing two or more regular direct deposits). Proof of income can be emailed to loans@mynifcu.com. NIU employees (only) are welcome to fill out the NIU's income verification form.

Loan processing takes approximately 24-48 hours to respond to a request. We make every effort to determine how we can help your financial well-being. In the instance we are not able to offer the loan requested, we will sometimes counteroffer a product or service we feel would help you.

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