Fee Schedule

Fees subject to be passed through onto our members include but not limited to ATM/Debit; Card expedite, Card recovery, International transaction and Surcharge fees. Certified/Express/Overnight Mail, Check Ordering, Mechanical Break Down Protection*, Depreciation Protection*, Foreign Check Deposits, Incorrect Social Security Number, Home Equity Closing costs, Secretary of State Correction/Title Registration fees and Stamps.

*By quote

If a cashier`s check is lost, stolen or destroyed, 90 days from the issue date need to pass before we can refund the check.

Account

Type	Amount
Auto overdraft transfer (each transfer)	$5
Closing a share savings (within 180 days of opening)	$20
Dormant fee (quarterly: waived if $1,500 is maintained in regular shares (savings) or have activity within the membership)	$10
Non Sufficient Funds (NSF) fee (per each item: ACH, ATM/debit, share drafts)	$40
Paper statements (monthly: waived if younger than 18, older than 65 or if $1,500 is maintained in regular shares(savings))	$3
Research fee (per hour: one hour minimum)	$30
Shares under minimum balance (quarterly)	$7.50
Stop payment on check(s) (per item/continuous series)	$30

Card

Type	Amount
ATM/debit card replacement	$10
ATM foreign withdraw (per withdraw)	$1
CU Money Everyday Spend card(s)	$6
CU Money reloads ($10-$5,000)	$3
Gift cards ($10-$1,000)	$4

Loan

Type	Amount
Defer-a-Payment fee (once every 12-months)	$25
Home equity line of credit (loans issued prior to 2011: annual fee is $20)	$25
Home equity subordination	$100
Loan payment late fee (9 days grace) (loans issued prior to February 1, 2015: late fee is $10)	$25
Mini loan application fee	$20
Returned loan payment	$35

Miscellaneous

Type	Amount
Garnishment/levy	$35
GAP	$475
Return deposit item: self	$35
Returned mail (per item)	$10

Service Charges

Type	Amount
Duplicate statements (fee covers 3 months)	$7
Domestic wire fee	$25
International wire fee	$40
Non-member check cashing	$10
Cashiers check fee (if payable to third-party)	$2